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Bajaj Finserv Insta Personal Loan
Get instant personal loans up to ₹15,50,000 with just your mobile number. Enjoy quick disbursal in 30 minutes, minimal documents, and flexible tenures up to 96 months.
The Bajaj Finserv Insta Personal Loan is ideal for those needing fast access to funds. With interest rates starting at 16% per annum and loan amounts ranging from ₹40,000 to ₹15,50,000, it’s a convenient choice. Borrowers can choose repayment terms from 12 to 96 months, and, for most, paperwork is minimal. Qualified applicants can expect disbursal in as little as 30 minutes.*
How to Apply for the Insta Personal Loan
- Click ‘Check Offer’ and enter your 10-digit mobile number.
- Verify with the OTP sent to your phone.
- Review your pre-approved offer and select the amount.
- Choose your preferred loan tenure.
- Submit the application to receive money quickly.
Key Pros
One significant advantage is the speed: borrowers can get cash credited in just 30 minutes after approval. No physical paperwork may be needed for many applicants, which adds to the convenience.
In addition, customers can choose flexible repayment options, ranging from 12 to 96 months, helping them manage their monthly outflows comfortably.
Potential Cons
A notable drawback is the interest rate, which starts at 16% per annum and goes higher for some profiles. It’s essential that applicants review the processing fee of up to 3.93% as well, as it can increase the cost.
Some customers, such as new applicants, might be required to provide additional documents, which could extend the process beyond the advertised 30 minutes in select cases.
Final Verdict
Bajaj Finserv Insta Personal Loan offers a quick financial solution for both salaried and self-employed individuals. With easy eligibility and minimal hassle, it’s best for those who prioritise speed and convenience over ultra-low interest rates. Just keep in mind the charges and ensure the EMI fits your budget before applying.
