Discover the credit line designed for entrepreneurs who need agility, confidence, and freedom to grow.

The Compartamos Banco Individual Loan is more than just a credit line — it’s a real chance to turn your hard work into results.

If you run a small business, you know that growing requires more than just dedication: it takes capital, planning, and above all, support. And that’s exactly what this solution provides.

With amounts of up to $500,000 pesos, easy payment terms, and zero bureaucracy, this could be the opportunity you’ve been waiting for to take the next step.

Want to know how it works, who can apply, and why this loan is different from everything you’ve seen? Keep reading and discover how to turn your potential into success with the support of those who believe in you.

Individual Loan: A Real Boost for Your Business

If you’re an entrepreneur, you know how hard it is to balance dreams and budget. Many ideas never leave the paper due to lack of resources.

Even businesses that are already running can stall because of limited investment in infrastructure, advertising, or inventory. This is where the Compartamos Banco Individual Loan comes in — a solution designed to boost real businesses, run by people like you.

Unlike generic loans offered by traditional banks, the Compartamos Individual Loan is specifically designed for small and micro-entrepreneurs.

It considers your daily routine, the limitations you face, and most importantly, the growth potential your business has when it receives the right support.

Flexibility with Responsibility

The loan amount can reach up to $500,000 pesos — a significant sum for strategic, and often decisive, investments.

And the best part: you can repay it in up to 48 months, with a fixed interest rate, meaning that from day one, you know exactly how much you’ll pay in each installment.

This stability is essential for those facing the ups and downs of entrepreneurship, where unexpected events are common and solid planning is crucial.

Not having to deal with fluctuating interest rates or surprise increases in your payments gives you the peace of mind to focus on what truly matters: growing your business.

Investment Without Financial Stress

Unlike many institutions that deduct fees upon loan release, Compartamos Banco takes a transparent approach: there are no opening or administration fees. The amount you request is the amount you receive.

Also, for clients with a good payment history, no collateral is required — which means less bureaucracy, fewer demands, and more agility.

A Loan That Grows with Your Trust

Another standout feature of the Individual Loan is the possibility of immediate renewal.

Paid off your loan on time? You can renew it more easily, creating a virtuous cycle of trust, growth, and increasingly efficient access to credit.

This automatic renewal is also recognition of your commitment as an entrepreneur: those who meet their obligations deserve encouragement to keep investing.

Protection for You, Security for the Future

For those looking for extra peace of mind, Compartamos Banco offers the option to purchase the Compartamos Protection Insurance.

It’s a way to protect not just the loan, but also you and your family in case of unforeseen events such as accidents or illness.

Simplicity That Makes All the Difference

One of the biggest advantages of Compartamos Banco is its streamlined loan process. Here, you don’t have to deal with excessive requirements or hidden fees. The process is straightforward, to the point, and designed for those who need quick solutions.

Some of the most valued benefits among clients include:

• No opening or administration fees: you receive the exact amount you request.
• Instant renewal: finished paying? Renew with no complications.
• No collateral needed for those with a good payment history.
• Optional Protection Insurance for added peace of mind for you and your family.

This is a loan designed to support — not pressure.

Who Can Apply? See If You Qualify

If you run an active and regular business, you probably already qualify. The requirements are simple and straightforward:

• Be between 21 and 79 years old;
• Have an established business with at least 6 months of operation;
• Provide a valid ID (such as voter registration) and updated proof of address;
• Maintain a good payment history (which eliminates the need for collateral).

These conditions are designed to include as many entrepreneurs as possible — without compromising the security of the process.

How to Apply for Your Loan: Simple, Fast, and Hassle-Free

You’ve decided it’s time to take the next step. Now what? Don’t worry — the process to apply for the Individual Loan is straightforward. Just follow this step-by-step:

1. Confirm if you meet the requirements:

• Be between 21 and 79 years old;
• Have an active business with at least 6 months of operation;
• Have basic documents: valid ID and updated proof of address.

2. Contact Compartamos Banco

You can visit a local branch, speak with an authorized representative, or in some regions, begin the process online. To do that, click the button below and go to the official website.

3. Choose the ideal amount for your business

During the consultation, you can simulate the amount you want — remember, the limit can reach up to $500,000 pesos, with repayment terms that match your business’s cash flow.

4. Submit the required documentation:

Have on hand:

• Official ID with photo (like a voter card or national ID);
• Updated proof of residence;
• Basic business information (type of activity, time in operation, average revenue).

5. Wait for analysis and approval

The Compartamos Banco team will evaluate your application quickly and transparently. Clients with a positive track record may even be exempt from presenting collateral.

6. Sign the contract and receive your funds

Once approved, sign the agreement and your loan will be disbursed — often immediately, directly into your account.

7. Start transforming your business

Now it’s your move. With the funds in hand, execute your investment plan and monitor the results closely. And remember: Compartamos stays with you throughout the journey.

What Can You Use This Loan For?

Maybe the most important question isn’t “how much can I borrow?” but “what will I do with the money?”

With up to half a million pesos, you can:

• Open a new branch or point of sale;
• Buy modern equipment to increase productivity;
• Invest in advertising, social media, and digital marketing;
• Reinforce inventory ahead of high-demand dates like Mother’s Day, Christmas, or Black Friday;
• Renovate or professionalize your business space.

What matters most is that every cent is treated as an investment — not an expense. The Individual Loan was made to turn small actions into big results.

Responsible Credit: The Recipe for Success

Getting a significant loan can be exciting, but it’s essential to use it strategically. That’s why Compartamos Banco also offers financial education and guidance, supporting you before, during, and after your loan.

Here are some best practices:

• Plan how you’ll use the money in advance;
• Estimate the return on investment (ROI) for each action;
• Create a timeline for spending and repayment;
• Keep a spreadsheet or use an app to track finances;
• Reinvest part of your profit into your business structure.

A well-used loan can change your life — but a poorly managed one can cause problems. The difference lies in planning.

Your Future Is One Step Away

The Compartamos Banco Individual Loan is more than a financing solution — it’s a bridge between your current business and the future you want to build. With fair conditions, quick approval, and total transparency, you have a real opportunity to invest with security, confidence, and freedom.

If you’ve read this far, it’s because you’re ready to grow. And now that you’ve discovered one great option, why not explore others and expand your possibilities even more?

In our next article, we’ll talk about the BancoPel loan, another smart choice for those seeking accessible credit with special conditions. Click here to find out if this solution is right for your needs.

Your dream deserves planning, good decisions, and expert guidance — and we’re here to walk that path with you.