Kissht Quick Personal Loan App is designed for individuals seeking quick and hassle-free personal loans in India. Offering loans up to ₹5 lakh, Kissht promises minimal documentation, a simple 100% online process, and competitive interest rates. The annual interest rate is typically around 33% with a representative APR of 41%, loan terms up to 24 months, and a transparent processing fee. Customers can use this app for urgent cash needs, business expansion, shopping, or to pay in easy EMIs.

How to Apply for Kissht Loan: Step-by-Step

• Install the Kissht app from the Play Store
• Register using your mobile number and accept permissions
• Complete digital KYC for an instant credit check
• Select loan offer and sign the agreement online
• Receive funds directly into your bank account

Top Benefits of Kissht Loan App

Kissht stands out for its lightning-fast approvals. Many users receive loan decisions and disbursals in a matter of minutes after submitting documents.

The process is 100% online from application to approval. Loan offers are clear, and repayment options are flexible to match diverse needs.

Posibles inconvenientes

Some users have reported high interest rates and processing fees compared to traditional banks. Transparency in total cost however is a plus.

Customer support can occasionally be slow, especially for disbursement-related queries, leading to some frustration for applicants.

Verdict: Is Kissht Loan App Worth It?

Kissht is best for those seeking quick loans with minimal hassle and are comfortable with slightly higher interest rates than banks. Its transparent process and fast approval help manage emergencies or planned expenses effectively.