CASHe introduces a user-friendly personal loan option for salaried professionals in India. You can apply for loan amounts ranging from ₹45,000 up to ₹3,00,000, with flexible repayment periods of 9, 12, or 18 months. There’s no need for any collateral, and all you need is proof of a ₹40,000 monthly salary, basic identification, and quick digital paperwork. The interest rates are competitive, ranging from 2.79% to 3% per month (reducing balance), and the application is managed within the mobile app for a smooth experience.

How to Apply with CASHe

• Download the CASHe app from your device’s store
• Register using your social media account and complete KYC
• Enter personal and employment details
• Upload PAN, bank statement, salary slip, and address proof
• Wait for instant eligibility and approval
• Receive loan disbursal directly to your bank account on approval

Pros of CASHe Personal Loan

The entire loan process is fast and digital, so you won’t waste time on paperwork or delays. You stay in control by choosing your loan amount and tenure, making repayments manageable according to your need. Additionally, CASHe offers a 5-day interest-free grace period for EMI payments.

Another significant advantage is there’s no need for collateral. Even first-time borrowers without an extensive credit history can receive a fair evaluation using CASHe’s AI-powered Social Loan Quotient.

Cons of CASHe Personal Loan

While CASHe is a solid choice for many, its loan product is only available to salaried individuals with monthly income of at least ₹40,000. Self-employed professionals or lower-income individuals do not qualify.

Interest rates range from 2.79% to 3% per month, which is on the higher side compared to secured or traditional loans. Those looking for lower interest might want to compare with other personal loan offers.

Veredicto

CASHe Instant Personal Loan is an ideal solution for salaried professionals seeking fast access to funds without complex paperwork. Its digital process, flexible loan amounts, and transparent charges make it a reliable choice. However, those with lower salary or looking for the lowest possible rates may need to consider alternatives. Overall, CASHe delivers on its promise of quick, hassle-free personal loans.