Kissht Quick Personal Loan App is catering to Indian users looking for a trusted and speedy way to secure personal and business loans online. With easy eligibility criteria, credit approval in just 5 minutes, and disbursal directly to your bank account, Kissht stands out for convenience and efficiency. Personal loans can range up to ₹5,00,000, and the standard example for ₹1,25,000 over 24 months comes with an interest rate of 33% per annum, total APR of 41%, and clear processing fees. This ensures that borrowers know exactly what to expect before committing.

How to Apply for a Kissht Loan

1. Download and install the Kissht app.
2. Register with your mobile number and provide required permissions.
3. Complete a fully digital KYC for instant eligibility check.
4. Sign loan agreements securely online.
5. Receive fast disbursal to your chosen bank account.

Main Advantages

One of Kissht’s key advantages is its ability to offer loans quickly with minimal paperwork. All steps are digital and easy to navigate.

The app is highly secure, follows RBI rules, and there are no hidden charges. Customer privacy is respected at every stage.

Key Drawbacks

Interest rates and processing fees can be relatively high, especially for some users, so it is critical to review the final offer carefully.

Some users have experienced issues with customer support responsiveness, leading to occasional frustration and longer resolution times.

Our Verdict

If you need fast funds and value a 100% digital, transparent process, Kissht can be an effective choice. However, always consider the total cost before availing any loan.