Fi Personal Loan is designed for those seeking quick access to funds with minimal hassle. You get fast approval, competitive rates, and absolute transparency.

Interest rates begin at 12.75% per annum, making this loan an appealing choice for salaried individuals. Eligible borrowers can avail up to flexible tenures of 48 months without providing any collateral.

Loans as low as ₹10,000 are available, and you can choose from 8+ regulated lending partners, helping you compare and choose the offer that suits your needs best.

How to Apply Step by Step

1. Check your personal loan eligibility instantly on the Fi Money app.
2. View and select the best loan offer based on amount and tenure.
3. Enter your details and complete quick digital KYC.
4. Once verified, the loan is credited directly to your bank account.

Key Advantages

The most attractive feature is the genuinely quick and paperless approval process without collateral. There are no pre-closure charges with select lenders, increasing repayment flexibility.

Borrowers benefit from competitive interest rates and the ability to select among multiple RBI-regulated lending partners via one portal, maximising choice and transparency.

Potential Drawbacks

An applicant needs a credit score of 750+ and a minimum monthly income of ₹20,000, potentially excluding some users. Rates can vary between partners, so reviewing all offer details is crucial.

Never make decisions solely on the first offer you see—always compare tenures and charges before proceeding further.

Our Verdict

Fi Personal Loan stands out for its instant digital approvals, wide lending network, and customer-focused flexibility. It is a solid option for salaried individuals seeking fast, reliable personal loans at transparent rates. Always assess eligibility before applying and ensure you select the most optimal offer for your situation.